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Due to a system upgrade, online, mobile and text banking, as well as SafeTone phone automation will be unavailable from Sunday, March 24th at 7:00 p.m. until Monday, March 25th at 7:00 a.m. ATM access will still be available. APR is 29.74% (variable rate) Annual Fee is $75 first year, then $99 annually. (billed at $8.25 per month) † Terms, fees & conditions. See Card Detail.CreditWise is a completely free tool that allows you to monitor your VantageScore® 3.0 credit score. You can access CreditWise from your desktop or from your phone, so you have it at your fingertips. Using CreditWise to keep an eye on your credit won’t hurt your score. And it’s free for everyone, not just Capital One customers.Having a bad credit score can make getting a loan challenging, but there are still options if you find yourself in a pinch. From title loans to cash advances, there are a number of...Credit One Bank is a Las Vegas-based financial services company. 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